YEARLY HIGH
16.8073 TZS
YEARLY LOW
15.5337 TZS
YEARLY AVERAGE
16.5117 TZS

2026 JMD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the JMD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 16.8073. Conversely, the yearly low was recorded on January 1, dropping to 15.5337.

This high-to-low spread represents a total annual volatility of 1.2737 TZS. From a start-to-finish perspective, comparing the January average rate of 15.9562 to the December average rate of 16.7344, the exchange rate registered a net change of 4.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 16.8073 was down 1.55% compared to the 2025 peak of 17.0726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 84,037 TZS
2025 Average 80,479 TZS
Yearly Trough Low 77,668 TZS
Transaction Impact: A difference of 6,368.27 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

16.8122
15.8784
JanuMarcMayJuly

JMD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.4528, compared to 16.6884 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2356 points.

H1 Avg (Jan–Jun) 16.4528
H2 Avg (Jul–Dec) 16.6884

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.8958 TZS (High: 16.4295 / Low: 15.5337). On the other end, August was the most stable month, with a tight range of 0.0106 TZS (High: 16.7387 / Low: 16.7282).

January Spread (Volatile) ±0.8958
August Spread (Stable) ±0.0106

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0556 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0556

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 16.6425) against the same month in 2025 (average: 16.2717), the exchange rate shifted by +0.3708 (+2.28%).

2026 Avg (July) 16.6425
2025 Avg (July) 16.2717

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.4295 15.5337 15.9562
February 16.6774 16.3866 16.5315
March 16.6344 16.2588 16.4759
April 16.5535 16.3564 16.4728
May 16.7116 16.6215 16.6632
June 16.6933 16.5558 16.6174
July 16.8073 16.5747 16.6425
August 16.7387 16.7282 16.7344