YEARLY HIGH
17.0726 TZS
YEARLY LOW
15.0620 TZS
YEARLY AVERAGE
16.0978 TZS

2025 JMD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 17.0726. Conversely, the yearly low was recorded on November 19, dropping to 15.0620.

This high-to-low spread represents a total annual volatility of 2.0105 TZS. From a start-to-finish perspective, comparing the January average rate of 15.9932 to the December average rate of 15.4154, the exchange rate registered a net change of -3.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 17.0726 was down 2.30% compared to the 2024 peak of 17.4751, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 85,363 TZS
2024 Average 83,596 TZS
Yearly Trough Low 75,310 TZS
Transaction Impact: A difference of 10,052.56 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

17.1268
15.1237
JanuMarcMayJulySeptNove

JMD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.6078, compared to 15.5877 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0202 points.

H1 Avg (Jan–Jun) 16.6078
H2 Avg (Jul–Dec) 15.5877

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.9684 TZS (High: 16.3680 / Low: 15.3996). On the other end, May was the most stable month, with a tight range of 0.1885 TZS (High: 17.0189 / Low: 16.8304).

August Spread (Volatile) ±0.9684
May Spread (Stable) ±0.1885

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.5171 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5171

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 16.9599) against the same month in 2024 (average: 16.6571), the exchange rate shifted by +0.3027 (+1.82%).

2025 Avg (April) 16.9599
2024 Avg (April) 16.6571

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.2206 15.5226 15.9932
February 16.6096 16.1684 16.3905
March 17.0205 16.4626 16.8216
April 17.0726 16.7775 16.9599
May 17.0189 16.8304 16.9523
June 16.9192 16.1685 16.5296
July 16.5617 15.9884 16.2717
August 16.3680 15.3996 15.7546
September 15.6759 15.2721 15.4547
October 15.5353 15.2439 15.3390
November 15.4498 15.0620 15.2906
December 15.5929 15.2010 15.4154