YEARLY HIGH
4.8483 BIF
YEARLY LOW
0.0947 BIF
YEARLY AVERAGE
4.4251 BIF

2020 KMF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KMF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.8483. Conversely, the yearly low was recorded on December 15, dropping to 0.0947.

This high-to-low spread represents a total annual volatility of 4.7536 BIF. From a start-to-finish perspective, comparing the January average rate of 4.2496 to the December average rate of 4.6498, the exchange rate registered a net change of 9.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.8483 was up 13.08% compared to the 2019 peak of 4.2877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 24,241 BIF
2019 Average 20,884 BIF
Yearly Trough Low 473 BIF
Transaction Impact: A difference of 23,768.07 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.7091
4.1350
JanuMarcMayJulySeptNove

KMF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2393, compared to 4.6109 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3715 points.

H1 Avg (Jan–Jun) 4.2393
H2 Avg (Jul–Dec) 4.6109

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 4.7536 BIF (High: 4.8483 / Low: 0.0947). On the other end, October was the most stable month, with a tight range of 0.0562 BIF (High: 4.6531 / Low: 4.5969).

December Spread (Volatile) ±4.7536
October Spread (Stable) ±0.0562

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0638 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0638

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.6498) against the same month in 2019 (average: 4.2332), the exchange rate shifted by +0.4166 (+9.84%).

2020 Avg (December) 4.6498
2019 Avg (December) 4.2332

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2877 4.2111 4.2496
February 4.2481 4.1354 4.1858
March 4.3806 4.1081 4.2379
April 4.2334 4.1391 4.1829
May 4.3004 4.1638 4.2171
June 4.4098 4.2953 4.3629
July 4.6085 4.3592 4.4727
August 4.6745 4.5884 4.6390
September 4.6738 4.5559 4.6210
October 4.6531 4.5969 4.6214
November 4.7109 4.5779 4.6613
December 4.8483 0.0947 4.6498