YEARLY HIGH
4.9078 BIF
YEARLY LOW
0.8309 BIF
YEARLY AVERAGE
4.7337 BIF

2021 KMF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KMF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 4.9078. Conversely, the yearly low was recorded on December 5, dropping to 0.8309.

This high-to-low spread represents a total annual volatility of 4.0769 BIF. From a start-to-finish perspective, comparing the January average rate of 4.8122 to the December average rate of 4.4643, the exchange rate registered a net change of -7.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.9078 was up 1.23% compared to the 2020 peak of 4.8483, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 24,539 BIF
2020 Average 22,130 BIF
Yearly Trough Low 4,154 BIF
Transaction Impact: A difference of 20,384.67 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.8953
4.4251
JanuMarcMayJulySeptNove

KMF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7942, compared to 4.6731 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1211 points.

H1 Avg (Jan–Jun) 4.7942
H2 Avg (Jul–Dec) 4.6731

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 3.7762 BIF (High: 4.6071 / Low: 0.8309). On the other end, July was the most stable month, with a tight range of 0.0555 BIF (High: 4.7865 / Low: 4.7310).

December Spread (Volatile) ±3.7762
July Spread (Stable) ±0.0555

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1593 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1593

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 4.8561) against the same month in 2020 (average: 4.2171), the exchange rate shifted by +0.6391 (+15.15%).

2021 Avg (May) 4.8561
2020 Avg (May) 4.2171

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8530 4.7667 4.8122
February 4.8262 4.7377 4.7935
March 4.7763 4.6530 4.7244
April 4.8303 4.6447 4.7328
May 4.9078 4.7685 4.8561
June 4.9069 4.7653 4.8464
July 4.7865 4.7310 4.7582
August 4.7936 4.7077 4.7541
September 4.7716 4.6917 4.7423
October 4.7413 4.6580 4.6960
November 4.6917 4.5251 4.6236
December 4.6071 0.8309 4.4643