YEARLY HIGH
4.9219 CDF
YEARLY LOW
0.0960 CDF
YEARLY AVERAGE
4.2838 CDF

2020 KMF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KMF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.9219. Conversely, the yearly low was recorded on December 15, dropping to 0.0960.

This high-to-low spread represents a total annual volatility of 4.8259 CDF. From a start-to-finish perspective, comparing the January average rate of 3.8029 to the December average rate of 4.6780, the exchange rate registered a net change of 23.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.9219 was up 28.12% compared to the 2019 peak of 3.8415, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 24,610 CDF
2019 Average 18,741 CDF
Yearly Trough Low 480 CDF
Transaction Impact: A difference of 24,129.38 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.8245
3.6499
JanuMarcMayJulySeptNove

KMF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9002, compared to 4.6675 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7672 points.

H1 Avg (Jan–Jun) 3.9002
H2 Avg (Jul–Dec) 4.6675

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 4.8259 CDF (High: 4.9219 / Low: 0.0960). On the other end, January was the most stable month, with a tight range of 0.0819 CDF (High: 3.8490 / Low: 3.7672).

December Spread (Volatile) ±4.8259
January Spread (Stable) ±0.0819

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0551 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0551

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.6780) against the same month in 2019 (average: 3.7843), the exchange rate shifted by +0.8937 (+23.62%).

2020 Avg (December) 4.6780
2019 Avg (December) 3.7843

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8490 3.7672 3.8029
February 3.7994 3.7028 3.7478
March 3.9468 3.7068 3.8189
April 3.8348 3.7481 3.7905
May 4.1101 3.8033 3.9582
June 4.4028 4.1283 4.2830
July 4.7063 4.3615 4.5234
August 4.7544 4.6652 4.7228
September 4.7511 4.6385 4.6960
October 4.7246 4.3218 4.6578
November 4.7778 4.6433 4.7266
December 4.9219 0.0960 4.6780