YEARLY HIGH
4.9607 CDF
YEARLY LOW
0.8343 CDF
YEARLY AVERAGE
4.7743 CDF

2021 KMF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KMF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 4.9607. Conversely, the yearly low was recorded on December 5, dropping to 0.8343.

This high-to-low spread represents a total annual volatility of 4.1264 CDF. From a start-to-finish perspective, comparing the January average rate of 4.8785 to the December average rate of 4.4703, the exchange rate registered a net change of -8.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.9607 was up 0.79% compared to the 2020 peak of 4.9219, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 24,803 CDF
2020 Average 21,429 CDF
Yearly Trough Low 4,171 CDF
Transaction Impact: A difference of 20,631.93 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.9668
4.4252
JanuMarcMayJulySeptNove

KMF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8610, compared to 4.6877 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1734 points.

H1 Avg (Jan–Jun) 4.8610
H2 Avg (Jul–Dec) 4.6877

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 3.7762 CDF (High: 4.6105 / Low: 0.8343). On the other end, January was the most stable month, with a tight range of 0.0729 CDF (High: 4.9237 / Low: 4.8508).

December Spread (Volatile) ±3.7762
January Spread (Stable) ±0.0729

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1792 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1792

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 4.9217) against the same month in 2020 (average: 3.9582), the exchange rate shifted by +0.9635 (+24.34%).

2021 Avg (May) 4.9217
2020 Avg (May) 3.9582

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9237 4.8508 4.8785
February 4.9056 4.8096 4.8668
March 4.8648 4.7344 4.8029
April 4.9238 4.7271 4.8194
May 4.9607 4.8624 4.9217
June 4.9510 4.7854 4.8770
July 4.8263 4.7466 4.7830
August 4.8180 4.7170 4.7649
September 4.7870 4.6979 4.7483
October 4.7746 4.6522 4.7099
November 4.7247 4.5457 4.6496
December 4.6105 0.8343 4.4703