2020 KMF to NGN Historical Review

YEARLY HIGH

0.9775 NGN

YEARLY LOW

0.0185 NGN

YEARLY AVERAGE

0.8789 NGN

2020 KMF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KMF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.9775. Conversely, the yearly low was recorded on December 15, dropping to 0.0185.

This high-to-low spread represents a total annual volatility of 0.9590 NGN. From a start-to-finish perspective, comparing the January average rate of 0.8168 to the December average rate of 0.9192, the exchange rate registered a net change of 12.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9775 was up 14.44% compared to the 2019 peak of 0.8542, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 4,888 NGN

2019 Average 4,083 NGN

Yearly Trough Low 93 NGN

Transaction Impact: A difference of 4,794.98 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9385

0.7951

JanuMarcMayJulySeptNove

KMF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8420, compared to 0.9159 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0739 points.

H1 Avg (Jan–Jun) 0.8420

H2 Avg (Jul–Dec) 0.9159

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.9590 NGN (High: 0.9775 / Low: 0.0185). On the other end, February was the most stable month, with a tight range of 0.0186 NGN (High: 0.8171 / Low: 0.7985).

December Spread (Volatile) ±0.9590

February Spread (Stable) ±0.0186

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0098 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.9192) against the same month in 2019 (average: 0.8177), the exchange rate shifted by +0.1015 (+12.41%).

2020 Avg (December) 0.9192

2019 Avg (December) 0.8177

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8343	0.8100	0.8168
February	0.8171	0.7985	0.8070
March	0.8745	0.7960	0.8306
April	0.8688	0.8057	0.8491
May	0.8734	0.8515	0.8621
June	0.8958	0.8750	0.8862
July	0.9282	0.8846	0.9010
August	0.9383	0.9013	0.9266
September	0.9357	0.8977	0.9180
October	0.9235	0.9024	0.9125
November	0.9297	0.9024	0.9182
December	0.9775	0.0185	0.9192