YEARLY HIGH
3.4443 NGN
YEARLY LOW
3.1459 NGN
YEARLY AVERAGE
3.2384 NGN

2026 KMF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the KMF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 3.4443. Conversely, the yearly low was recorded on July 27, dropping to 3.1459.

This high-to-low spread represents a total annual volatility of 0.2984 NGN. From a start-to-finish perspective, comparing the January average rate of 3.3786 to the December average rate of 3.1870, the exchange rate registered a net change of -5.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.4443 was down 7.90% compared to the 2025 peak of 3.7397, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 17,222 NGN
2025 Average 17,446 NGN
Yearly Trough Low 15,730 NGN
Transaction Impact: A difference of 1,492.06 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.3983
3.1621
JanuMarcMayJuly

KMF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2564, compared to 3.1844 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0720 points.

H1 Avg (Jan–Jun) 3.2564
H2 Avg (Jul–Dec) 3.1844

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.1509 NGN (High: 3.3563 / Low: 3.2054). On the other end, August was the most stable month, with a tight range of 0.0071 NGN (High: 3.1915 / Low: 3.1844).

February Spread (Volatile) ±0.1509
August Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1228 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1228

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3.3786) against the same month in 2025 (average: 3.2608), the exchange rate shifted by +0.1178 (+3.61%).

2026 Avg (January) 3.3786
2025 Avg (January) 3.2608

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4443 3.3397 3.3786
February 3.3563 3.2054 3.2557
March 3.3026 3.1671 3.2337
April 3.2612 3.1982 3.2290
May 3.2722 3.2410 3.2486
June 3.2493 3.1675 3.1927
July 3.2169 3.1459 3.1818
August 3.1915 3.1844 3.1870