YEARLY HIGH
3.7397 NGN
YEARLY LOW
3.1426 NGN
YEARLY AVERAGE
3.4878 NGN

2025 KMF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the KMF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 3.7397. Conversely, the yearly low was recorded on February 10, dropping to 3.1426.

This high-to-low spread represents a total annual volatility of 0.5971 NGN. From a start-to-finish perspective, comparing the January average rate of 3.2608 to the December average rate of 3.4554, the exchange rate registered a net change of 5.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.7397 was down 1.02% compared to the 2024 peak of 3.7781, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 18,698 NGN
2024 Average 16,151 NGN
Yearly Trough Low 15,713 NGN
Transaction Impact: A difference of 2,985.28 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.7200
3.1916
JanuMarcMayJulySeptNove

KMF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4503, compared to 3.5252 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0749 points.

H1 Avg (Jan–Jun) 3.4503
H2 Avg (Jul–Dec) 3.5252

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.4081 NGN (High: 3.5507 / Low: 3.1426). On the other end, November was the most stable month, with a tight range of 0.0574 NGN (High: 3.4260 / Low: 3.3685).

February Spread (Volatile) ±0.4081
November Spread (Stable) ±0.0574

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1191 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1191

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 3.5582) against the same month in 2024 (average: 2.7862), the exchange rate shifted by +0.7720 (+27.71%).

2025 Avg (April) 3.5582
2024 Avg (April) 2.7862

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3269 3.2154 3.2608
February 3.5507 3.1426 3.2356
March 3.4387 3.1572 3.3404
April 3.7397 3.3560 3.5582
May 3.7182 3.6235 3.6760
June 3.6862 3.5704 3.6309
July 3.6711 3.5474 3.6291
August 3.6861 3.5299 3.6251
September 3.6356 3.5290 3.5811
October 3.5273 3.3971 3.4620
November 3.4260 3.3685 3.3987
December 3.4946 3.4053 3.4554