YEARLY HIGH
0.6815 PKR
YEARLY LOW
0.5783 PKR
YEARLY AVERAGE
0.6456 PKR

2025 KMF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the KMF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 0.6815. Conversely, the yearly low was recorded on January 13, dropping to 0.5783.

This high-to-low spread represents a total annual volatility of 0.1033 PKR. From a start-to-finish perspective, comparing the January average rate of 0.5856 to the December average rate of 0.6673, the exchange rate registered a net change of 13.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.6815 was up 7.89% compared to the 2024 peak of 0.6317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 3,408 PKR
2024 Average 3,059 PKR
Yearly Trough Low 2,891 PKR
Transaction Impact: A difference of 516.45 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.6829
0.5768
JanuMarcMayJulySeptNove

KMF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6218, compared to 0.6693 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0475 points.

H1 Avg (Jan–Jun) 0.6218
H2 Avg (Jul–Dec) 0.6693

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0564 PKR (High: 0.6449 / Low: 0.5885). On the other end, December was the most stable month, with a tight range of 0.0089 PKR (High: 0.6704 / Low: 0.6614).

March Spread (Volatile) ±0.0564
December Spread (Stable) ±0.0089

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0064 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.6739) against the same month in 2024 (average: 0.6274), the exchange rate shifted by +0.0465 (+7.41%).

2025 Avg (September) 0.6739
2024 Avg (September) 0.6274

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5947 0.5783 0.5856
February 0.5966 0.5824 0.5907
March 0.6449 0.5885 0.6131
April 0.6537 0.6134 0.6311
May 0.6528 0.6375 0.6483
June 0.6772 0.6503 0.6620
July 0.6807 0.6571 0.6740
August 0.6783 0.6553 0.6695
September 0.6815 0.6679 0.6739
October 0.6735 0.6594 0.6675
November 0.6719 0.6556 0.6639
December 0.6704 0.6614 0.6673