2012 LRD to GHS Historical Review

YEARLY HIGH

0.0266 GHS

YEARLY LOW

0.0225 GHS

YEARLY AVERAGE

0.0251 GHS

2012 LRD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LRD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 0.0266. Conversely, the yearly low was recorded on January 5, dropping to 0.0225.

This high-to-low spread represents a total annual volatility of 0.0041 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0233 to the December average rate of 0.0259, the exchange rate registered a net change of 11.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0266 was up 14.57% compared to the 2011 peak of 0.0232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 133 GHS

2011 Average 107 GHS

Yearly Trough Low 113 GHS

Transaction Impact: A difference of 20.39 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0266

0.0228

JanuMarcMayJulySeptNove

LRD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0243, compared to 0.0259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0243

H2 Avg (Jul–Dec) 0.0259

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0015 GHS (High: 0.0240 / Low: 0.0225). On the other end, July was the most stable month, with a tight range of 0.0004 GHS (High: 0.0264 / Low: 0.0260).

January Spread (Volatile) ±0.0015

July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.0263) against the same month in 2011 (average: 0.0211), the exchange rate shifted by +0.0052 (+24.47%).

2012 Avg (August) 0.0263

2011 Avg (August) 0.0211

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0240	0.0225	0.0233
February	0.0237	0.0228	0.0231
March	0.0244	0.0230	0.0237
April	0.0251	0.0241	0.0245
May	0.0258	0.0249	0.0254
June	0.0262	0.0251	0.0257
July	0.0264	0.0260	0.0262
August	0.0266	0.0260	0.0263
September	0.0262	0.0254	0.0259
October	0.0262	0.0253	0.0258
November	0.0262	0.0254	0.0256
December	0.0263	0.0257	0.0259