2013 LRD to GHS Historical Review

YEARLY HIGH

0.0294 GHS

YEARLY LOW

0.0254 GHS

YEARLY AVERAGE

0.0269 GHS

2013 LRD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LRD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0294. Conversely, the yearly low was recorded on January 10, dropping to 0.0254.

This high-to-low spread represents a total annual volatility of 0.0040 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0257 to the December average rate of 0.0288, the exchange rate registered a net change of 11.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0294 was up 10.47% compared to the 2012 peak of 0.0266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 147 GHS

2012 Average 126 GHS

Yearly Trough Low 127 GHS

Transaction Impact: A difference of 19.97 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0291

0.0254

JanuMarcMayJulySeptNove

LRD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0261, compared to 0.0277 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0261

H2 Avg (Jul–Dec) 0.0277

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.0015 GHS (High: 0.0281 / Low: 0.0267). On the other end, February was the most stable month, with a tight range of 0.0004 GHS (High: 0.0259 / Low: 0.0255).

August Spread (Volatile) ±0.0015

February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0003 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0288) against the same month in 2012 (average: 0.0259), the exchange rate shifted by +0.0028 (+10.89%).

2013 Avg (December) 0.0288

2012 Avg (December) 0.0259

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0264	0.0254	0.0257
February	0.0259	0.0255	0.0257
March	0.0263	0.0257	0.0260
April	0.0265	0.0259	0.0262
May	0.0269	0.0263	0.0266
June	0.0272	0.0263	0.0267
July	0.0279	0.0268	0.0273
August	0.0281	0.0267	0.0273
September	0.0281	0.0274	0.0276
October	0.0277	0.0271	0.0273
November	0.0283	0.0274	0.0279
December	0.0294	0.0282	0.0288