YEARLY HIGH
0.0799 GHS
YEARLY LOW
0.0512 GHS
YEARLY AVERAGE
0.0657 GHS

2025 LRD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LRD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0799. Conversely, the yearly low was recorded on June 8, dropping to 0.0512.

This high-to-low spread represents a total annual volatility of 0.0287 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0785 to the December average rate of 0.0640, the exchange rate registered a net change of -18.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0799 was down 9.29% compared to the 2024 peak of 0.0881, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 399 GHS
2024 Average 378 GHS
Yearly Trough Low 256 GHS
Transaction Impact: A difference of 143.67 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0812
0.0488
JanuMarcMayJulySeptNove

LRD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0718, compared to 0.0596 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0122 points.

H1 Avg (Jan–Jun) 0.0718
H2 Avg (Jul–Dec) 0.0596

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0241 GHS (High: 0.0767 / Low: 0.0527). On the other end, March was the most stable month, with a tight range of 0.0006 GHS (High: 0.0781 / Low: 0.0775).

May Spread (Volatile) ±0.0241
March Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0163 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0785) against the same month in 2024 (average: 0.0637), the exchange rate shifted by +0.0148 (+23.24%).

2025 Avg (January) 0.0785
2024 Avg (January) 0.0637

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0799 0.0768 0.0785
February 0.0784 0.0769 0.0779
March 0.0781 0.0775 0.0777
April 0.0776 0.0724 0.0771
May 0.0767 0.0527 0.0678
June 0.0527 0.0512 0.0515
July 0.0523 0.0516 0.0519
August 0.0558 0.0520 0.0536
September 0.0692 0.0520 0.0634
October 0.0691 0.0584 0.0635
November 0.0638 0.0593 0.0609
December 0.0650 0.0590 0.0640