2012 LRD to JMD Historical Review

YEARLY HIGH

1.2758 JMD

YEARLY LOW

1.1613 JMD

YEARLY AVERAGE

1.1991 JMD

2012 LRD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LRD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 1.2758. Conversely, the yearly low was recorded on May 31, dropping to 1.1613.

This high-to-low spread represents a total annual volatility of 0.1145 JMD. From a start-to-finish perspective, comparing the January average rate of 1.1854 to the December average rate of 1.2579, the exchange rate registered a net change of 6.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.2758 was up 2.80% compared to the 2011 peak of 1.2410, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 6,379 JMD

2011 Average 5,961 JMD

Yearly Trough Low 5,806 JMD

Transaction Impact: A difference of 572.61 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2664

1.1644

JanuMarcMayJulySeptNove

LRD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1782, compared to 1.2200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0418 points.

H1 Avg (Jan–Jun) 1.1782

H2 Avg (Jul–Dec) 1.2200

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0477 JMD (High: 1.2557 / Low: 1.2080). On the other end, July was the most stable month, with a tight range of 0.0122 JMD (High: 1.1934 / Low: 1.1812).

October Spread (Volatile) ±0.0477

July Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0068 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.2579) against the same month in 2011 (average: 1.1964), the exchange rate shifted by +0.0616 (+5.15%).

2012 Avg (December) 1.2579

2011 Avg (December) 1.1964

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2008	1.1696	1.1854
February	1.1894	1.1693	1.1786
March	1.1889	1.1660	1.1789
April	1.1869	1.1689	1.1753
May	1.1799	1.1613	1.1729
June	1.1878	1.1645	1.1781
July	1.1934	1.1812	1.1868
August	1.2128	1.1849	1.2036
September	1.2210	1.1995	1.2097
October	1.2557	1.2080	1.2301
November	1.2569	1.2218	1.2320
December	1.2758	1.2318	1.2579