2025 LRD to JMD Historical Review

YEARLY HIGH

0.9083 JMD

YEARLY LOW

0.7826 JMD

YEARLY AVERAGE

0.8260 JMD

2025 LRD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LRD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 0.9083. Conversely, the yearly low was recorded on March 23, dropping to 0.7826.

This high-to-low spread represents a total annual volatility of 0.1257 JMD. From a start-to-finish perspective, comparing the January average rate of 0.8248 to the December average rate of 0.9028, the exchange rate registered a net change of 9.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9083 was up 2.55% compared to the 2024 peak of 0.8857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 4,541 JMD

2024 Average 4,088 JMD

Yearly Trough Low 3,913 JMD

Transaction Impact: A difference of 628.47 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9144

0.7752

JanuMarcMayJulySeptNove

LRD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7989, compared to 0.8530 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0540 points.

H1 Avg (Jan–Jun) 0.7989

H2 Avg (Jul–Dec) 0.8530

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.1166 JMD (High: 0.9065 / Low: 0.7899). On the other end, May was the most stable month, with a tight range of 0.0046 JMD (High: 0.7992 / Low: 0.7946).

September Spread (Volatile) ±0.1166

May Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0296 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.9028) against the same month in 2024 (average: 0.8663), the exchange rate shifted by +0.0366 (+4.22%).

2025 Avg (December) 0.9028

2024 Avg (December) 0.8663

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8490	0.7925	0.8248
February	0.8015	0.7908	0.7953
March	0.7936	0.7826	0.7868
April	0.7946	0.7867	0.7907
May	0.7992	0.7946	0.7961
June	0.8039	0.7958	0.8000
July	0.8012	0.7952	0.7968
August	0.7995	0.7914	0.7960
September	0.9065	0.7899	0.8577
October	0.8837	0.8715	0.8778
November	0.9021	0.8737	0.8867
December	0.9083	0.8928	0.9028