2021 LRD to JMD Historical Review

YEARLY HIGH

1.0963 JMD

YEARLY LOW

0.8384 JMD

YEARLY AVERAGE

0.9108 JMD

2021 LRD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 29, valuing the pair at 1.0963. Conversely, the yearly low was recorded on March 28, dropping to 0.8384.

This high-to-low spread represents a total annual volatility of 0.2579 JMD. From a start-to-finish perspective, comparing the January average rate of 0.8568 to the December average rate of 1.0828, the exchange rate registered a net change of 26.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0963 was up 15.92% compared to the 2020 peak of 0.9457, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 5,481 JMD

2020 Average 3,725 JMD

Yearly Trough Low 4,192 JMD

Transaction Impact: A difference of 1,289.44 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1062

0.8260

JanuMarcMayJulySeptNove

LRD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8650, compared to 0.9566 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0915 points.

H1 Avg (Jan–Jun) 0.8650

H2 Avg (Jul–Dec) 0.9566

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.1637 JMD (High: 1.0194 / Low: 0.8556). On the other end, June was the most stable month, with a tight range of 0.0129 JMD (High: 0.8776 / Low: 0.8647).

October Spread (Volatile) ±0.1637

June Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0253 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0253

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.0737) against the same month in 2020 (average: 0.8882), the exchange rate shifted by +0.1854 (+20.88%).

2021 Avg (November) 1.0737

2020 Avg (November) 0.8882

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8750	0.8498	0.8568
February	0.8734	0.8580	0.8680
March	0.8688	0.8384	0.8493
April	0.8945	0.8422	0.8663
May	0.8963	0.8670	0.8772
June	0.8776	0.8647	0.8726
July	0.9054	0.8671	0.8907
August	0.9034	0.8805	0.8963
September	0.8815	0.8618	0.8711
October	1.0194	0.8556	0.9249
November	1.0963	1.0296	1.0737
December	1.0960	1.0611	1.0828