2013 LRD to MAD Historical Review

YEARLY HIGH

0.1163 MAD

YEARLY LOW

0.1008 MAD

YEARLY AVERAGE

0.1099 MAD

2013 LRD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LRD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 0.1163. Conversely, the yearly low was recorded on December 9, dropping to 0.1008.

This high-to-low spread represents a total annual volatility of 0.0155 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1135 to the December average rate of 0.1015, the exchange rate registered a net change of -10.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1163 was down 4.37% compared to the 2012 peak of 0.1216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 582 MAD

2012 Average 586 MAD

Yearly Trough Low 504 MAD

Transaction Impact: A difference of 77.49 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1166

0.1002

JanuMarcMayJulySeptNove

LRD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1138, compared to 0.1059 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.1138

H2 Avg (Jul–Dec) 0.1059

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0055 MAD (High: 0.1105 / Low: 0.1050). On the other end, December was the most stable month, with a tight range of 0.0017 MAD (High: 0.1025 / Low: 0.1008).

September Spread (Volatile) ±0.0055

December Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0047 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 0.1146) against the same month in 2012 (average: 0.1149), the exchange rate shifted by -0.0003 (-0.24%).

2013 Avg (April) 0.1146

2012 Avg (April) 0.1149

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1163	0.1111	0.1135
February	0.1142	0.1103	0.1125
March	0.1162	0.1144	0.1153
April	0.1163	0.1137	0.1146
May	0.1161	0.1125	0.1145
June	0.1143	0.1106	0.1124
July	0.1152	0.1112	0.1133
August	0.1122	0.1071	0.1085
September	0.1105	0.1050	0.1066
October	0.1054	0.1012	0.1027
November	0.1041	0.1022	0.1030
December	0.1025	0.1008	0.1015