2019 LRD to MAD Historical Review

YEARLY HIGH

0.0611 MAD

YEARLY LOW

0.0454 MAD

YEARLY AVERAGE

0.0522 MAD

2019 LRD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the LRD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0611. Conversely, the yearly low was recorded on October 19, dropping to 0.0454.

This high-to-low spread represents a total annual volatility of 0.0157 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0599 to the December average rate of 0.0510, the exchange rate registered a net change of -14.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0611 was down 18.61% compared to the 2018 peak of 0.0751, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 306 MAD

2018 Average 328 MAD

Yearly Trough Low 227 MAD

Transaction Impact: A difference of 78.56 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0613

0.0443

JanuMarcMayJulySeptNove

LRD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0567, compared to 0.0477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.0567

H2 Avg (Jul–Dec) 0.0477

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.0060 MAD (High: 0.0569 / Low: 0.0509). On the other end, February was the most stable month, with a tight range of 0.0004 MAD (High: 0.0594 / Low: 0.0590).

May Spread (Volatile) ±0.0060

February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0043 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0599) against the same month in 2018 (average: 0.0730), the exchange rate shifted by -0.0130 (-17.87%).

2019 Avg (January) 0.0599

2018 Avg (January) 0.0730

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0611	0.0591	0.0599
February	0.0594	0.0590	0.0592
March	0.0596	0.0589	0.0593
April	0.0594	0.0568	0.0581
May	0.0569	0.0509	0.0539
June	0.0509	0.0488	0.0495
July	0.0490	0.0474	0.0479
August	0.0475	0.0465	0.0471
September	0.0470	0.0460	0.0465
October	0.0465	0.0454	0.0457
November	0.0501	0.0454	0.0481
December	0.0514	0.0503	0.0510