2015 LRD to MAD Historical Review

YEARLY HIGH

0.1196 MAD

YEARLY LOW

0.0993 MAD

YEARLY AVERAGE

0.1136 MAD

2015 LRD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LRD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.1196. Conversely, the yearly low was recorded on January 2, dropping to 0.0993.

This high-to-low spread represents a total annual volatility of 0.0203 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1024 to the December average rate of 0.1155, the exchange rate registered a net change of 12.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1196 was up 17.34% compared to the 2014 peak of 0.1019, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 598 MAD

2014 Average 477 MAD

Yearly Trough Low 497 MAD

Transaction Impact: A difference of 101.46 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1187

0.1009

JanuMarcMayJulySeptNove

LRD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1131, compared to 0.1141 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.1131

H2 Avg (Jul–Dec) 0.1141

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0092 MAD (High: 0.1139 / Low: 0.1047). On the other end, July was the most stable month, with a tight range of 0.0020 MAD (High: 0.1161 / Low: 0.1141).

February Spread (Volatile) ±0.0092

July Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.1170) against the same month in 2014 (average: 0.0988), the exchange rate shifted by +0.0183 (+18.50%).

2015 Avg (March) 0.1170

2014 Avg (March) 0.0988

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1056	0.0993	0.1024
February	0.1139	0.1047	0.1125
March	0.1196	0.1138	0.1170
April	0.1190	0.1150	0.1172
May	0.1166	0.1133	0.1150
June	0.1165	0.1131	0.1145
July	0.1161	0.1141	0.1152
August	0.1167	0.1077	0.1124
September	0.1132	0.1087	0.1108
October	0.1176	0.1113	0.1143
November	0.1183	0.1143	0.1163
December	0.1188	0.1112	0.1155