2013 LRD to NGN Historical Review

YEARLY HIGH

2.1729 NGN

YEARLY LOW

1.9485 NGN

YEARLY AVERAGE

2.0798 NGN

2013 LRD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LRD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 30, valuing the pair at 2.1729. Conversely, the yearly low was recorded on December 9, dropping to 1.9485.

This high-to-low spread represents a total annual volatility of 0.2244 NGN. From a start-to-finish perspective, comparing the January average rate of 2.1186 to the December average rate of 1.9695, the exchange rate registered a net change of -7.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.1729 was down 3.75% compared to the 2012 peak of 2.2575, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 10,865 NGN

2012 Average 10,773 NGN

Yearly Trough Low 9,743 NGN

Transaction Impact: A difference of 1,121.96 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.1625

1.9519

JanuMarcMayJulySeptNove

LRD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1221, compared to 2.0374 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0847 points.

H1 Avg (Jan–Jun) 2.1221

H2 Avg (Jul–Dec) 2.0374

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.1005 NGN (High: 2.1280 / Low: 2.0275). On the other end, February was the most stable month, with a tight range of 0.0210 NGN (High: 2.1295 / Low: 2.1085).

September Spread (Volatile) ±0.1005

February Spread (Stable) ±0.0210

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0666 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0666

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 2.1296) against the same month in 2012 (average: 2.1769), the exchange rate shifted by -0.0473 (-2.17%).

2013 Avg (June) 2.1296

2012 Avg (June) 2.1769

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1615	2.1026	2.1186
February	2.1295	2.1085	2.1181
March	2.1439	2.1142	2.1306
April	2.1395	2.1103	2.1234
May	2.1304	2.0861	2.1125
June	2.1729	2.0907	2.1296
July	2.1629	2.1208	2.1450
August	2.1287	2.0493	2.0823
September	2.1280	2.0275	2.0623
October	2.0507	1.9671	1.9957
November	1.9799	1.9569	1.9699
December	1.9977	1.9485	1.9695