2015 LRD to NGN Historical Review

YEARLY HIGH

2.4213 NGN

YEARLY LOW

1.9665 NGN

YEARLY AVERAGE

2.3060 NGN

2015 LRD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LRD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 12, valuing the pair at 2.4213. Conversely, the yearly low was recorded on January 8, dropping to 1.9665.

This high-to-low spread represents a total annual volatility of 0.4548 NGN. From a start-to-finish perspective, comparing the January average rate of 2.0329 to the December average rate of 2.3227, the exchange rate registered a net change of 14.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.4213 was up 17.38% compared to the 2014 peak of 2.0628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 12,107 NGN

2014 Average 9,367 NGN

Yearly Trough Low 9,832 NGN

Transaction Impact: A difference of 2,274.23 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.3918

2.0003

JanuMarcMayJulySeptNove

LRD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2977, compared to 2.3143 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0166 points.

H1 Avg (Jan–Jun) 2.2977

H2 Avg (Jul–Dec) 2.3143

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.3519 NGN (High: 2.4213 / Low: 2.0694). On the other end, April was the most stable month, with a tight range of 0.0115 NGN (High: 2.3565 / Low: 2.3450).

February Spread (Volatile) ±0.3519

April Spread (Stable) ±0.0115

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0435 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0435

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 2.3388) against the same month in 2014 (average: 1.9165), the exchange rate shifted by +0.4222 (+22.03%).

2015 Avg (February) 2.3388

2014 Avg (February) 1.9165

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0958	1.9665	2.0329
February	2.4213	2.0694	2.3388
March	2.3944	2.3503	2.3592
April	2.3565	2.3450	2.3518
May	2.3666	2.3420	2.3522
June	2.3714	2.3314	2.3513
July	2.3676	2.3248	2.3366
August	2.3539	2.2453	2.2931
September	2.3168	2.2460	2.2723
October	2.3783	2.2977	2.3422
November	2.3746	2.3068	2.3191
December	2.3543	2.2441	2.3227