YEARLY HIGH
8.5244 NGN
YEARLY LOW
7.4917 NGN
YEARLY AVERAGE
7.8932 NGN

2025 LRD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LRD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 8.5244. Conversely, the yearly low was recorded on April 20, dropping to 7.4917.

This high-to-low spread represents a total annual volatility of 1.0327 NGN. From a start-to-finish perspective, comparing the January average rate of 8.1552 to the December average rate of 8.1981, the exchange rate registered a net change of 0.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 8.5244 was down 9.67% compared to the 2024 peak of 9.4372, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 42,622 NGN
2024 Average 38,421 NGN
Yearly Trough Low 37,458 NGN
Transaction Impact: A difference of 5,163.66 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

8.2553
7.5681
JanuMarcMayJulySeptNove

LRD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.8702, compared to 7.9161 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0459 points.

H1 Avg (Jan–Jun) 7.8702
H2 Avg (Jul–Dec) 7.9161

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 1.0272 NGN (High: 8.5244 / Low: 7.4972). On the other end, July was the most stable month, with a tight range of 0.0521 NGN (High: 7.6562 / Low: 7.6041).

February Spread (Volatile) ±1.0272
July Spread (Stable) ±0.0521

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4411 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.4411

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 7.7141) against the same month in 2024 (average: 7.2203), the exchange rate shifted by +0.4938 (+6.84%).

2025 Avg (February) 7.7141
2024 Avg (February) 7.2203

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.4188 7.7692 8.1552
February 8.5244 7.4972 7.7141
March 7.7742 7.5287 7.6592
April 8.0538 7.4917 7.9143
May 8.0644 7.9158 8.0030
June 7.9483 7.6737 7.7753
July 7.6562 7.6041 7.6253
August 7.6732 7.5616 7.6270
September 8.4548 7.5247 8.0486
October 8.1886 7.8845 8.0126
November 8.1538 7.8363 7.9852
December 8.2450 8.1188 8.1981