2012 LSL to HRK Historical Review

YEARLY HIGH

0.7671 HRK

YEARLY LOW

0.6525 HRK

YEARLY AVERAGE

0.7142 HRK

2012 LSL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LSL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.7671. Conversely, the yearly low was recorded on December 4, dropping to 0.6525.

This high-to-low spread represents a total annual volatility of 0.1146 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7310 to the December average rate of 0.6658, the exchange rate registered a net change of -8.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7671 was down 9.55% compared to the 2011 peak of 0.8481, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LSL based on timing:

Yearly Peak High 3,836 HRK

2011 Average 3,705 HRK

Yearly Trough Low 3,263 HRK

Transaction Impact: A difference of 572.98 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7598

0.6572

JanuMarcMayJulySeptNove

LSL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7332, compared to 0.6952 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0380 points.

H1 Avg (Jan–Jun) 0.7332

H2 Avg (Jul–Dec) 0.6952

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0512 HRK (High: 0.7534 / Low: 0.7023). On the other end, June was the most stable month, with a tight range of 0.0185 HRK (High: 0.7289 / Low: 0.7104).

August Spread (Volatile) ±0.0512

June Spread (Stable) ±0.0185

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0327 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.7489) against the same month in 2011 (average: 0.7560), the exchange rate shifted by -0.0071 (-0.94%).

2012 Avg (February) 0.7489

2011 Avg (February) 0.7560

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7399	0.7179	0.7310
February	0.7671	0.7399	0.7489
March	0.7645	0.7355	0.7513
April	0.7375	0.7121	0.7282
May	0.7413	0.7115	0.7220
June	0.7289	0.7104	0.7181
July	0.7515	0.7269	0.7400
August	0.7534	0.7023	0.7305
September	0.7133	0.6847	0.6977
October	0.6919	0.6527	0.6690
November	0.6811	0.6558	0.6683
December	0.6763	0.6525	0.6658