2019 LSL to HRK Historical Review

YEARLY HIGH

0.4865 HRK

YEARLY LOW

0.4267 HRK

YEARLY AVERAGE

0.4592 HRK

2019 LSL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the LSL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.4865. Conversely, the yearly low was recorded on August 12, dropping to 0.4267.

This high-to-low spread represents a total annual volatility of 0.0598 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4686 to the December average rate of 0.4648, the exchange rate registered a net change of -0.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.4865 was down 7.11% compared to the 2018 peak of 0.5237, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LSL based on timing:

Yearly Peak High 2,432 HRK

2018 Average 2,386 HRK

Yearly Trough Low 2,133 HRK

Transaction Impact: A difference of 298.95 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4776

0.4362

JanuMarcMayJulySeptNove

LSL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4629, compared to 0.4554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0075 points.

H1 Avg (Jan–Jun) 0.4629

H2 Avg (Jul–Dec) 0.4554

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0423 HRK (High: 0.4690 / Low: 0.4267). On the other end, April was the most stable month, with a tight range of 0.0107 HRK (High: 0.4716 / Low: 0.4610).

August Spread (Volatile) ±0.0423

April Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0295 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0295

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 0.4742) against the same month in 2018 (average: 0.5091), the exchange rate shifted by -0.0349 (-6.85%).

2019 Avg (February) 0.4742

2018 Avg (February) 0.5091

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4862	0.4505	0.4686
February	0.4865	0.4646	0.4742
March	0.4670	0.4504	0.4576
April	0.4716	0.4610	0.4676
May	0.4678	0.4539	0.4601
June	0.4600	0.4355	0.4494
July	0.4774	0.4628	0.4692
August	0.4690	0.4267	0.4397
September	0.4585	0.4430	0.4525
October	0.4614	0.4438	0.4513
November	0.4619	0.4415	0.4551
December	0.4750	0.4520	0.4648