2022 LSL to HRK Historical Review

YEARLY HIGH

0.4784 HRK

YEARLY LOW

0.4029 HRK

YEARLY AVERAGE

0.4388 HRK

2022 LSL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the LSL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 0.4784. Conversely, the yearly low was recorded on December 18, dropping to 0.4029.

This high-to-low spread represents a total annual volatility of 0.0754 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4294 to the December average rate of 0.4127, the exchange rate registered a net change of -3.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.4784 was up 3.86% compared to the 2021 peak of 0.4606, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LSL based on timing:

Yearly Peak High 2,392 HRK

2021 Average 2,156 HRK

Yearly Trough Low 2,015 HRK

Transaction Impact: A difference of 377.04 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4719

0.4073

JanuMarcMayJulySeptNove

LSL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4483, compared to 0.4293 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0190 points.

H1 Avg (Jan–Jun) 0.4483

H2 Avg (Jul–Dec) 0.4293

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.0357 HRK (High: 0.4652 / Low: 0.4295). On the other end, August was the most stable month, with a tight range of 0.0133 HRK (High: 0.4523 / Low: 0.4390).

July Spread (Volatile) ±0.0357

August Spread (Stable) ±0.0133

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0188 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0188

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 0.4666) against the same month in 2021 (average: 0.4380), the exchange rate shifted by +0.0285 (+6.51%).

2022 Avg (April) 0.4666

2021 Avg (April) 0.4380

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4430	0.4144	0.4294
February	0.4432	0.4240	0.4363
March	0.4741	0.4416	0.4584
April	0.4784	0.4494	0.4666
May	0.4544	0.4402	0.4478
June	0.4641	0.4423	0.4512
July	0.4652	0.4295	0.4412
August	0.4523	0.4390	0.4445
September	0.4432	0.4243	0.4332
October	0.4311	0.4084	0.4229
November	0.4303	0.4114	0.4212
December	0.4229	0.4029	0.4127