2012 LTL to GHS Historical Review

YEARLY HIGH

0.7300 GHS

YEARLY LOW

0.6088 GHS

YEARLY AVERAGE

0.6887 GHS

2012 LTL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LTL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.7300. Conversely, the yearly low was recorded on January 5, dropping to 0.6088.

This high-to-low spread represents a total annual volatility of 0.1211 GHS. From a start-to-finish perspective, comparing the January average rate of 0.6318 to the December average rate of 0.7205, the exchange rate registered a net change of 14.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7300 was up 11.22% compared to the 2011 peak of 0.6563, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 3,650 GHS

2011 Average 3,113 GHS

Yearly Trough Low 3,044 GHS

Transaction Impact: A difference of 605.58 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7294

0.6230

JanuMarcMayJulySeptNove

LTL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6714, compared to 0.7060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0346 points.

H1 Avg (Jan–Jun) 0.6714

H2 Avg (Jul–Dec) 0.7060

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0486 GHS (High: 0.6890 / Low: 0.6404). On the other end, August was the most stable month, with a tight range of 0.0148 GHS (High: 0.7050 / Low: 0.6902).

March Spread (Volatile) ±0.0486

August Spread (Stable) ±0.0148

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0080 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0080

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.7205) against the same month in 2011 (average: 0.6259), the exchange rate shifted by +0.0946 (+15.12%).

2012 Avg (December) 0.7205

2011 Avg (December) 0.6259

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6537	0.6088	0.6318
February	0.6739	0.6344	0.6483
March	0.6890	0.6404	0.6652
April	0.7109	0.6725	0.6888
May	0.7111	0.6772	0.6985
June	0.7102	0.6730	0.6956
July	0.7089	0.6851	0.6950
August	0.7050	0.6902	0.6984
September	0.7265	0.7021	0.7109
October	0.7164	0.7009	0.7095
November	0.7173	0.6918	0.7015
December	0.7300	0.7077	0.7205