2013 LTL to GHS Historical Review

YEARLY HIGH

0.9473 GHS

YEARLY LOW

0.7140 GHS

YEARLY AVERAGE

0.7952 GHS

2013 LTL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LTL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.9473. Conversely, the yearly low was recorded on January 9, dropping to 0.7140.

This high-to-low spread represents a total annual volatility of 0.2332 GHS. From a start-to-finish perspective, comparing the January average rate of 0.7323 to the December average rate of 0.9225, the exchange rate registered a net change of 25.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.9473 was up 29.77% compared to the 2012 peak of 0.7300, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 4,736 GHS

2012 Average 3,444 GHS

Yearly Trough Low 3,570 GHS

Transaction Impact: A difference of 1,166.15 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.9423

0.7052

JanuMarcMayJulySeptNove

LTL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7409, compared to 0.8495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1086 points.

H1 Avg (Jan–Jun) 0.7409

H2 Avg (Jul–Dec) 0.8495

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0537 GHS (High: 0.9473 / Low: 0.8935). On the other end, March was the most stable month, with a tight range of 0.0136 GHS (High: 0.7324 / Low: 0.7188).

December Spread (Volatile) ±0.0537

March Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0134 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0134

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.9225) against the same month in 2012 (average: 0.7205), the exchange rate shifted by +0.2020 (+28.04%).

2013 Avg (December) 0.9225

2012 Avg (December) 0.7205

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7471	0.7140	0.7323
February	0.7524	0.7274	0.7383
March	0.7324	0.7188	0.7249
April	0.7475	0.7179	0.7358
May	0.7552	0.7411	0.7471
June	0.7781	0.7507	0.7667
July	0.8014	0.7529	0.7769
August	0.8325	0.7951	0.8149
September	0.8534	0.8198	0.8395
October	0.8809	0.8536	0.8645
November	0.8953	0.8635	0.8787
December	0.9473	0.8935	0.9225