2016 LTL to GHS Historical Review

YEARLY HIGH

1.3363 GHS

YEARLY LOW

1.2237 GHS

YEARLY AVERAGE

1.2790 GHS

2016 LTL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the LTL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 1.3363. Conversely, the yearly low was recorded on January 5, dropping to 1.2237.

This high-to-low spread represents a total annual volatility of 0.1126 GHS. From a start-to-finish perspective, comparing the January average rate of 1.2514 to the December average rate of 1.2933, the exchange rate registered a net change of 3.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.3363 was down 8.20% compared to the 2015 peak of 1.4557, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 6,681 GHS

2015 Average 6,253 GHS

Yearly Trough Low 6,118 GHS

Transaction Impact: A difference of 563.10 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.3069

1.2463

JanuMarcMayJulySeptNove

LTL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2694, compared to 1.2886 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0191 points.

H1 Avg (Jan–Jun) 1.2694

H2 Avg (Jul–Dec) 1.2886

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0989 GHS (High: 1.3270 / Low: 1.2281). On the other end, July was the most stable month, with a tight range of 0.0146 GHS (High: 1.2880 / Low: 1.2734).

November Spread (Volatile) ±0.0989

July Spread (Stable) ±0.0146

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0343 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0343

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.2933) against the same month in 2015 (average: 1.2247), the exchange rate shifted by +0.0686 (+5.60%).

2016 Avg (December) 1.2933

2015 Avg (December) 1.2247

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2876	1.2237	1.2514
February	1.3141	1.2515	1.2931
March	1.2723	1.2439	1.2587
April	1.2797	1.2544	1.2666
May	1.2746	1.2597	1.2662
June	1.3045	1.2614	1.2807
July	1.2880	1.2734	1.2800
August	1.3099	1.2762	1.2910
September	1.3112	1.2961	1.3019
October	1.3111	1.2727	1.2907
November	1.3270	1.2281	1.2746
December	1.3363	1.2547	1.2933