2012 LTL to NAD Historical Review

YEARLY HIGH

3.3449 NAD

YEARLY LOW

2.8590 NAD

YEARLY AVERAGE

3.0560 NAD

2012 LTL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LTL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 3.3449. Conversely, the yearly low was recorded on March 13, dropping to 2.8590.

This high-to-low spread represents a total annual volatility of 0.4859 NAD. From a start-to-finish perspective, comparing the January average rate of 2.9945 to the December average rate of 3.2785, the exchange rate registered a net change of 9.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.3449 was up 1.45% compared to the 2011 peak of 3.2970, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 16,724 NAD

2011 Average 14,604 NAD

Yearly Trough Low 14,295 NAD

Transaction Impact: A difference of 2,429.58 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.3157

2.8691

JanuMarcMayJulySeptNove

LTL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9807, compared to 3.1313 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1506 points.

H1 Avg (Jan–Jun) 2.9807

H2 Avg (Jul–Dec) 3.1313

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.2115 NAD (High: 3.3175 / Low: 3.1060). On the other end, June was the most stable month, with a tight range of 0.0858 NAD (High: 3.0770 / Low: 2.9912).

October Spread (Volatile) ±0.2115

June Spread (Stable) ±0.0858

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1084 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1084

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 3.2785) against the same month in 2011 (average: 3.1230), the exchange rate shifted by +0.1555 (+4.98%).

2012 Avg (December) 3.2785

2011 Avg (December) 3.1230

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.0504	2.9589	2.9945
February	2.9698	2.8691	2.9338
March	2.9660	2.8590	2.9063
April	3.0387	2.9429	2.9818
May	3.0798	2.9400	3.0226
June	3.0770	2.9912	3.0453
July	2.9961	2.8977	2.9369
August	3.0779	2.8795	2.9686
September	3.1376	3.0274	3.0842
October	3.3175	3.1060	3.2511
November	3.3349	3.2006	3.2682
December	3.3449	3.2344	3.2785