YEARLY HIGH
4.4337 NAD
YEARLY LOW
3.9329 NAD
YEARLY AVERAGE
4.1715 NAD

2014 LTL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LTL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 4.4337. Conversely, the yearly low was recorded on November 23, dropping to 3.9329.

This high-to-low spread represents a total annual volatility of 0.5009 NAD. From a start-to-finish perspective, comparing the January average rate of 4.2836 to the December average rate of 4.0998, the exchange rate registered a net change of -4.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.4337 was up 5.83% compared to the 2013 peak of 4.1895, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 22,169 NAD
2013 Average 18,565 NAD
Yearly Trough Low 19,664 NAD
Transaction Impact: A difference of 2,504.26 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.3767
3.9715
JanuMarcMayJulySeptNove

LTL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2482, compared to 4.0947 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1534 points.

H1 Avg (Jan–Jun) 4.2482
H2 Avg (Jul–Dec) 4.0947

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.2473 NAD (High: 4.2267 / Low: 3.9794). On the other end, June was the most stable month, with a tight range of 0.0736 NAD (High: 4.2358 / Low: 4.1622).

December Spread (Volatile) ±0.2473
June Spread (Stable) ±0.0736

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0817 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0817

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 4.2836) against the same month in 2013 (average: 3.3763), the exchange rate shifted by +0.9073 (+26.87%).

2014 Avg (January) 4.2836
2013 Avg (January) 3.3763

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4337 4.1940 4.2836
February 4.3900 4.2585 4.3430
March 4.3579 4.2086 4.3009
April 4.2699 4.1773 4.2192
May 4.2358 4.0732 4.1412
June 4.2358 4.1622 4.2011
July 4.2467 4.0914 4.1821
August 4.1592 4.0526 4.1134
September 4.1450 4.0214 4.0991
October 4.1184 3.9804 4.0687
November 4.0606 3.9329 4.0052
December 4.2267 3.9794 4.0998