YEARLY HIGH
5.1233 NAD
YEARLY LOW
3.8107 NAD
YEARLY AVERAGE
4.2197 NAD

2015 LTL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LTL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 5.1233. Conversely, the yearly low was recorded on January 25, dropping to 3.8107.

This high-to-low spread represents a total annual volatility of 1.3126 NAD. From a start-to-finish perspective, comparing the January average rate of 3.9337 to the December average rate of 4.8442, the exchange rate registered a net change of 23.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 5.1233 was up 15.55% compared to the 2014 peak of 4.4337, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 25,617 NAD
2014 Average 20,852 NAD
Yearly Trough Low 19,054 NAD
Transaction Impact: A difference of 6,563.16 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.9392
3.7989
JanuMarcMayJulySeptNove

LTL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0183, compared to 4.4211 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4028 points.

H1 Avg (Jan–Jun) 4.0183
H2 Avg (Jul–Dec) 4.4211

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.5646 NAD (High: 5.1233 / Low: 4.5587). On the other end, February was the most stable month, with a tight range of 0.1362 NAD (High: 3.9537 / Low: 3.8175).

December Spread (Volatile) ±0.5646
February Spread (Stable) ±0.1362

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0632 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0632

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 4.8442) against the same month in 2014 (average: 4.0998), the exchange rate shifted by +0.7443 (+18.16%).

2015 Avg (December) 4.8442
2014 Avg (December) 4.0998

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0674 3.8107 3.9337
February 3.9537 3.8175 3.8939
March 4.2589 3.8914 4.1081
April 4.1582 4.0218 4.0891
May 4.1436 3.9033 4.0370
June 4.1884 3.9481 4.0481
July 4.0949 3.9521 4.0252
August 4.3808 4.0764 4.2052
September 4.6235 4.3937 4.4985
October 4.5807 4.3291 4.4353
November 4.6022 4.4415 4.5183
December 5.1233 4.5587 4.8442