2013 LVL to SGD Historical Review

YEARLY HIGH

2.4881 SGD

YEARLY LOW

2.2662 SGD

YEARLY AVERAGE

2.3692 SGD

2013 LVL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LVL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 2.4881. Conversely, the yearly low was recorded on March 27, dropping to 2.2662.

This high-to-low spread represents a total annual volatility of 0.2219 SGD. From a start-to-finish perspective, comparing the January average rate of 2.3397 to the December average rate of 2.4558, the exchange rate registered a net change of 4.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.4881 was up 3.18% compared to the 2012 peak of 2.4114, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LVL based on timing:

Yearly Peak High 12,440 SGD

2012 Average 11,517 SGD

Yearly Trough Low 11,331 SGD

Transaction Impact: A difference of 1,109.53 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.4712

2.2866

JanuMarcMayJulySeptNove

LVL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3318, compared to 2.4065 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0747 points.

H1 Avg (Jan–Jun) 2.3318

H2 Avg (Jul–Dec) 2.4065

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.1084 SGD (High: 2.4196 / Low: 2.3112). On the other end, September was the most stable month, with a tight range of 0.0276 SGD (High: 2.4173 / Low: 2.3897).

February Spread (Volatile) ±0.1084

September Spread (Stable) ±0.0276

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0613 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0613

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 2.4558) against the same month in 2012 (average: 2.2988), the exchange rate shifted by +0.1571 (+6.83%).

2013 Avg (December) 2.4558

2012 Avg (December) 2.2988

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4003	2.2995	2.3397
February	2.4196	2.3112	2.3645
March	2.3247	2.2662	2.3032
April	2.3198	2.2668	2.3020
May	2.3381	2.2958	2.3146
June	2.4031	2.3295	2.3671
July	2.4038	2.3325	2.3614
August	2.4424	2.3892	2.4109
September	2.4173	2.3897	2.4018
October	2.4298	2.3937	2.4132
November	2.4293	2.3720	2.3960
December	2.4881	2.4218	2.4558