2014 LVL to SGD Historical Review

YEARLY HIGH

2.5077 SGD

YEARLY LOW

2.2828 SGD

YEARLY AVERAGE

2.3979 SGD

2014 LVL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LVL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 2.5077. Conversely, the yearly low was recorded on November 12, dropping to 2.2828.

This high-to-low spread represents a total annual volatility of 0.2249 SGD. From a start-to-finish perspective, comparing the January average rate of 2.4736 to the December average rate of 2.3056, the exchange rate registered a net change of -6.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.5077 was up 0.79% compared to the 2013 peak of 2.4881, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LVL based on timing:

Yearly Peak High 12,538 SGD

2013 Average 11,846 SGD

Yearly Trough Low 11,414 SGD

Transaction Impact: A difference of 1,124.33 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.5067

2.2814

JanuMarcMayJulySeptNove

LVL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4606, compared to 2.3351 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1255 points.

H1 Avg (Jan–Jun) 2.4606

H2 Avg (Jul–Dec) 2.3351

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.0757 SGD (High: 2.4109 / Low: 2.3352). On the other end, April was the most stable month, with a tight range of 0.0184 SGD (High: 2.4687 / Low: 2.4503).

August Spread (Volatile) ±0.0757

April Spread (Stable) ±0.0184

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0547 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0547

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 2.4879) against the same month in 2013 (average: 2.3032), the exchange rate shifted by +0.1847 (+8.02%).

2014 Avg (March) 2.4879

2013 Avg (March) 2.3032

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4915	2.4578	2.4736
February	2.4857	2.4564	2.4706
March	2.5077	2.4510	2.4879
April	2.4687	2.4503	2.4598
May	2.4593	2.4289	2.4414
June	2.4419	2.4126	2.4303
July	2.4321	2.3735	2.4046
August	2.4109	2.3352	2.3748
September	2.3419	2.3005	2.3202
October	2.3180	2.2828	2.3055
November	2.3236	2.2828	2.3001
December	2.3277	2.2845	2.3056