2015 LVL to SGD Historical Review

YEARLY HIGH

2.2944 SGD

YEARLY LOW

2.0550 SGD

YEARLY AVERAGE

2.1778 SGD

2015 LVL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LVL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 2.2944. Conversely, the yearly low was recorded on April 28, dropping to 2.0550.

This high-to-low spread represents a total annual volatility of 0.2394 SGD. From a start-to-finish perspective, comparing the January average rate of 2.2133 to the December average rate of 2.2043, the exchange rate registered a net change of -0.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.2944 was down 8.50% compared to the 2014 peak of 2.5077, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LVL based on timing:

Yearly Peak High 11,472 SGD

2014 Average 11,987 SGD

Yearly Trough Low 10,275 SGD

Transaction Impact: A difference of 1,196.90 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.2884

2.0549

JanuMarcMayJulySeptNove

LVL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1446, compared to 2.2110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0664 points.

H1 Avg (Jan–Jun) 2.1446

H2 Avg (Jul–Dec) 2.2110

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.1390 SGD (High: 2.2797 / Low: 2.1407). On the other end, July was the most stable month, with a tight range of 0.0302 SGD (High: 2.1695 / Low: 2.1393).

January Spread (Volatile) ±0.1390

July Spread (Stable) ±0.0302

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0742 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0742

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 2.2260) against the same month in 2014 (average: 2.3748), the exchange rate shifted by -0.1488 (-6.27%).

2015 Avg (August) 2.2260

2014 Avg (August) 2.3748

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2797	2.1407	2.2133
February	2.2029	2.1708	2.1890
March	2.1726	2.0785	2.1213
April	2.1096	2.0550	2.0744
May	2.1508	2.0927	2.1187
June	2.1632	2.1092	2.1509
July	2.1695	2.1393	2.1514
August	2.2944	2.1649	2.2260
September	2.2873	2.2489	2.2690
October	2.2928	2.2065	2.2448
November	2.2161	2.1253	2.1707
December	2.2306	2.1237	2.2043