2013 MAD to BIF Historical Review

YEARLY HIGH

191.5324 BIF

YEARLY LOW

176.2638 BIF

YEARLY AVERAGE

184.3702 BIF

2013 MAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 191.5324. Conversely, the yearly low was recorded on March 12, dropping to 176.2638.

This high-to-low spread represents a total annual volatility of 15.2686 BIF. From a start-to-finish perspective, comparing the January average rate of 180.6101 to the December average rate of 188.5204, the exchange rate registered a net change of 4.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 191.5324 was up 4.68% compared to the 2012 peak of 182.9726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 957,662 BIF

2012 Average 812,669 BIF

Yearly Trough Low 881,319 BIF

Transaction Impact: A difference of 76,343.02 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

189.3114

179.8190

JanuMarcMayJulySeptNove

MAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 183.5121, compared to 185.2284 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7163 points.

H1 Avg (Jan–Jun) 183.5121

H2 Avg (Jul–Dec) 185.2284

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 12.2720 BIF (High: 189.1385 / Low: 176.8666). On the other end, August was the most stable month, with a tight range of 1.9195 BIF (High: 183.9251 / Low: 182.0056).

January Spread (Volatile) ±12.2720

August Spread (Stable) ±1.9195

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 5.7013 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -5.7013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 187.4402) against the same month in 2012 (average: 154.2009), the exchange rate shifted by +33.2393 (+21.56%).

2013 Avg (February) 187.4402

2012 Avg (February) 154.2009

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	189.1385	176.8666	180.6101
February	191.5324	182.0808	187.4402
March	184.9915	176.2638	181.7389
April	185.3807	181.6388	184.0296
May	185.9084	181.3312	183.4198
June	187.0699	181.3338	183.8339
July	182.8216	178.9047	181.6672
August	183.9251	182.0056	183.2042
September	186.1511	181.2579	183.9604
October	190.0271	185.3145	187.4476
November	187.6203	185.3164	186.5706
December	190.0820	187.1514	188.5204