YEARLY HIGH
332.2995 BIF
YEARLY LOW
290.2150 BIF
YEARLY AVERAGE
316.7656 BIF

2025 MAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 332.2995. Conversely, the yearly low was recorded on January 21, dropping to 290.2150.

This high-to-low spread represents a total annual volatility of 42.0845 BIF. From a start-to-finish perspective, comparing the January average rate of 293.7407 to the December average rate of 322.3893, the exchange rate registered a net change of 9.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 332.2995 was up 10.43% compared to the 2024 peak of 300.9196, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,661,497 BIF
2024 Average 1,451,533 BIF
Yearly Trough Low 1,451,075 BIF
Transaction Impact: A difference of 210,422.25 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

332.1496
290.2490
JanuMarcMayJulySeptNove

MAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 308.8911, compared to 324.6402 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 15.7491 points.

H1 Avg (Jan–Jun) 308.8911
H2 Avg (Jul–Dec) 324.6402

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 14.3906 BIF (High: 322.2361 / Low: 307.8454). On the other end, November was the most stable month, with a tight range of 4.4605 BIF (High: 320.6132 / Low: 316.1527).

April Spread (Volatile) ±14.3906
November Spread (Stable) ±4.4605

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 6.7163 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -6.7163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 328.6579) against the same month in 2024 (average: 291.9953), the exchange rate shifted by +36.6625 (+12.56%).

2025 Avg (July) 328.6579
2024 Avg (July) 291.9953

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 296.9763 290.2150 293.7407
February 298.6900 290.6898 295.5242
March 308.9416 295.5594 304.3994
April 322.2361 307.8454 316.4920
May 323.9962 315.3371 318.9165
June 328.8825 321.3313 324.2737
July 332.2995 323.2256 328.6579
August 331.2448 323.8321 328.6557
September 332.0867 322.7557 328.3037
October 324.4601 318.4555 321.5873
November 320.6132 316.1527 318.2474
December 325.5737 319.5089 322.3893