2020 MAD to BIF Historical Review

YEARLY HIGH

218.9083 BIF

YEARLY LOW

183.4332 BIF

YEARLY AVERAGE

201.8922 BIF

2020 MAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 218.9083. Conversely, the yearly low was recorded on April 6, dropping to 183.4332.

This high-to-low spread represents a total annual volatility of 35.4751 BIF. From a start-to-finish perspective, comparing the January average rate of 196.1678 to the December average rate of 216.2777, the exchange rate registered a net change of 10.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 218.9083 was up 11.27% compared to the 2019 peak of 196.7413, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,094,541 BIF

2019 Average 957,712 BIF

Yearly Trough Low 917,166 BIF

Transaction Impact: A difference of 177,375.27 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

219.1912

184.2297

JanuMarcMayJulySeptNove

MAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 194.0218, compared to 209.7626 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 15.7408 points.

H1 Avg (Jan–Jun) 194.0218

H2 Avg (Jul–Dec) 209.7626

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 13.1218 BIF (High: 200.6557 / Low: 187.5338). On the other end, January was the most stable month, with a tight range of 1.6876 BIF (High: 197.0561 / Low: 195.3685).

March Spread (Volatile) ±13.1218

January Spread (Stable) ±1.6876

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 8.2657 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -8.2657

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 216.2777) against the same month in 2019 (average: 195.1096), the exchange rate shifted by +21.1681 (+10.85%).

2020 Avg (December) 216.2777

2019 Avg (December) 195.1096

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	197.0561	195.3685	196.1678
February	197.0561	193.7730	195.1264
March	200.6557	187.5338	195.4088
April	191.9529	183.4332	187.1432
May	194.9042	191.3961	193.2434
June	197.8924	194.3014	197.0414
July	206.8133	197.1043	201.4923
August	210.8033	206.0635	208.8857
September	211.6022	207.8132	209.4364
October	211.4754	208.5616	210.1556
November	214.2306	209.6250	212.3280
December	218.9083	208.6149	216.2777