2012 MAD to CZK Historical Review

YEARLY HIGH

2.3522 CZK

YEARLY LOW

2.1867 CZK

YEARLY AVERAGE

2.2650 CZK

2012 MAD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 26, valuing the pair at 2.3522. Conversely, the yearly low was recorded on September 15, dropping to 2.1867.

This high-to-low spread represents a total annual volatility of 0.1655 CZK. From a start-to-finish perspective, comparing the January average rate of 2.2966 to the December average rate of 2.2615, the exchange rate registered a net change of -1.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.3522 was up 0.74% compared to the 2011 peak of 2.3350, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 11,761 CZK

2011 Average 10,920 CZK

Yearly Trough Low 10,934 CZK

Transaction Impact: A difference of 827.45 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.3327

2.1987

JanuMarcMayJulySeptNove

MAD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2629, compared to 2.2672 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 2.2629

H2 Avg (Jul–Dec) 2.2672

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1058 CZK (High: 2.3325 / Low: 2.2267). On the other end, December was the most stable month, with a tight range of 0.0260 CZK (High: 2.2731 / Low: 2.2471).

May Spread (Volatile) ±0.1058

December Spread (Stable) ±0.0260

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0518 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0518

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 2.3215) against the same month in 2011 (average: 2.1440), the exchange rate shifted by +0.1776 (+8.28%).

2012 Avg (June) 2.3215

2011 Avg (June) 2.1440

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3326	2.2532	2.2966
February	2.2668	2.2174	2.2449
March	2.2323	2.1955	2.2099
April	2.2480	2.1986	2.2237
May	2.3325	2.2267	2.2810
June	2.3522	2.2888	2.3215
July	2.3334	2.2953	2.3134
August	2.3011	2.2459	2.2702
September	2.2692	2.1867	2.2298
October	2.2590	2.2240	2.2419
November	2.3084	2.2669	2.2861
December	2.2731	2.2471	2.2615