2020 MAD to CZK Historical Review

YEARLY HIGH

2.6495 CZK

YEARLY LOW

2.3303 CZK

YEARLY AVERAGE

2.4438 CZK

2020 MAD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 2.6495. Conversely, the yearly low was recorded on December 14, dropping to 2.3303.

This high-to-low spread represents a total annual volatility of 0.3192 CZK. From a start-to-finish perspective, comparing the January average rate of 2.3642 to the December average rate of 2.4045, the exchange rate registered a net change of 1.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.6495 was up 8.20% compared to the 2019 peak of 2.4487, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 13,248 CZK

2019 Average 11,922 CZK

Yearly Trough Low 11,652 CZK

Transaction Impact: A difference of 1,595.93 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.5554

2.3469

JanuMarcMayJulySeptNove

MAD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4474, compared to 2.4403 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0071 points.

H1 Avg (Jan–Jun) 2.4474

H2 Avg (Jul–Dec) 2.4403

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2943 CZK (High: 2.6495 / Low: 2.3552). On the other end, January was the most stable month, with a tight range of 0.0276 CZK (High: 2.3774 / Low: 2.3499).

March Spread (Volatile) ±0.2943

January Spread (Stable) ±0.0276

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0897 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0897

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.4822) against the same month in 2019 (average: 2.3650), the exchange rate shifted by +0.1172 (+4.96%).

2020 Avg (March) 2.4822

2019 Avg (March) 2.3650

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3774	2.3499	2.3642
February	2.4072	2.3570	2.3743
March	2.6495	2.3552	2.4822
April	2.5687	2.3987	2.4770
May	2.5925	2.4755	2.5380
June	2.4671	2.4212	2.4484
July	2.4559	2.3645	2.4234
August	2.4111	2.3673	2.3960
September	2.5112	2.4151	2.4605
October	2.5411	2.4745	2.5112
November	2.5380	2.4075	2.4461
December	2.4333	2.3303	2.4045