2015 MAD to CZK Historical Review

YEARLY HIGH

2.5892 CZK

YEARLY LOW

2.4555 CZK

YEARLY AVERAGE

2.5223 CZK

2015 MAD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 2.5892. Conversely, the yearly low was recorded on August 24, dropping to 2.4555.

This high-to-low spread represents a total annual volatility of 0.1337 CZK. From a start-to-finish perspective, comparing the January average rate of 2.5592 to the December average rate of 2.5060, the exchange rate registered a net change of -2.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.5892 was up 2.40% compared to the 2014 peak of 2.5286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 12,946 CZK

2014 Average 12,333 CZK

Yearly Trough Low 12,277 CZK

Transaction Impact: A difference of 668.74 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.5670

2.4793

JanuMarcMayJulySeptNove

MAD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5435, compared to 2.5011 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0424 points.

H1 Avg (Jan–Jun) 2.5435

H2 Avg (Jul–Dec) 2.5011

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0621 CZK (High: 2.5176 / Low: 2.4555). On the other end, July was the most stable month, with a tight range of 0.0288 CZK (High: 2.5248 / Low: 2.4960).

August Spread (Volatile) ±0.0621

July Spread (Stable) ±0.0288

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0351 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0351

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 2.5592) against the same month in 2014 (average: 2.4499), the exchange rate shifted by +0.1093 (+4.46%).

2015 Avg (January) 2.5592

2014 Avg (January) 2.4499

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5892	2.5272	2.5592
February	2.5627	2.5223	2.5487
March	2.5733	2.5386	2.5570
April	2.5768	2.5267	2.5597
May	2.5524	2.4998	2.5246
June	2.5457	2.4898	2.5119
July	2.5248	2.4960	2.5096
August	2.5176	2.4555	2.4912
September	2.5045	2.4728	2.4866
October	2.5092	2.4675	2.4878
November	2.5388	2.5028	2.5256
December	2.5348	2.4960	2.5060