2020 MAD to DZD Historical Review

YEARLY HIGH

14.8523 DZD

YEARLY LOW

12.2006 DZD

YEARLY AVERAGE

13.3657 DZD

2020 MAD to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 14.8523. Conversely, the yearly low was recorded on April 4, dropping to 12.2006.

This high-to-low spread represents a total annual volatility of 2.6517 DZD. From a start-to-finish perspective, comparing the January average rate of 12.4473 to the December average rate of 14.6258, the exchange rate registered a net change of 17.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.8523 was up 17.60% compared to the 2019 peak of 12.6295, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 74,262 DZD

2019 Average 62,092 DZD

Yearly Trough Low 61,003 DZD

Transaction Impact: A difference of 13,258.60 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.8436

12.2295

JanuMarcMayJulySeptNove

MAD to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.7278, compared to 14.0036 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2758 points.

H1 Avg (Jan–Jun) 12.7278

H2 Avg (Jul–Dec) 14.0036

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.7295 DZD (High: 12.9301 / Low: 12.2006). On the other end, February was the most stable month, with a tight range of 0.0998 DZD (High: 12.5097 / Low: 12.4099).

April Spread (Volatile) ±0.7295

February Spread (Stable) ±0.0998

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 14.6258) against the same month in 2019 (average: 12.4310), the exchange rate shifted by +2.1948 (+17.66%).

2020 Avg (December) 14.6258

2019 Avg (December) 12.4310

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.5097	12.3861	12.4473
February	12.5097	12.4099	12.4505
March	12.6470	12.3398	12.5363
April	12.9301	12.2006	12.5699
May	13.1445	12.9806	13.0606
June	13.3672	13.1279	13.3020
July	13.7285	13.2793	13.4433
August	13.9840	13.7285	13.8962
September	14.0295	13.9044	13.9630
October	14.0619	13.9130	13.9965
November	14.2236	13.9552	14.0969
December	14.8523	14.1283	14.6258