2021 MAD to DZD Historical Review

YEARLY HIGH

15.2569 DZD

YEARLY LOW

14.6750 DZD

YEARLY AVERAGE

15.0157 DZD

2021 MAD to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 15.2569. Conversely, the yearly low was recorded on April 6, dropping to 14.6750.

This high-to-low spread represents a total annual volatility of 0.5819 DZD. From a start-to-finish perspective, comparing the January average rate of 14.8909 to the December average rate of 15.0191, the exchange rate registered a net change of 0.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 15.2569 was up 2.72% compared to the 2020 peak of 14.8523, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 76,285 DZD

2020 Average 66,847 DZD

Yearly Trough Low 73,375 DZD

Transaction Impact: A difference of 2,909.33 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

15.2377

14.7742

JanuMarcMayJulySeptNove

MAD to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.9254, compared to 15.1060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1807 points.

H1 Avg (Jan–Jun) 14.9254

H2 Avg (Jul–Dec) 15.1060

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.3292 DZD (High: 15.0042 / Low: 14.6750). On the other end, July was the most stable month, with a tight range of 0.1042 DZD (High: 15.1121 / Low: 15.0079).

April Spread (Volatile) ±0.3292

July Spread (Stable) ±0.1042

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1018 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 15.1210) against the same month in 2020 (average: 14.0969), the exchange rate shifted by +1.0241 (+7.26%).

2021 Avg (November) 15.1210

2020 Avg (November) 14.0969

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.0439	14.7943	14.8909
February	14.9315	14.7994	14.8643
March	14.9287	14.7287	14.8128
April	15.0042	14.6750	14.8310
May	15.1440	14.8669	15.0567
June	15.1763	15.0155	15.0965
July	15.1121	15.0079	15.0554
August	15.1755	15.0144	15.0795
September	15.2516	15.0045	15.1991
October	15.2469	15.0721	15.1622
November	15.2569	15.0222	15.1210
December	15.1196	14.9085	15.0191