2012 MAD to HKD Historical Review

YEARLY HIGH

0.9319 HKD

YEARLY LOW

0.8543 HKD

YEARLY AVERAGE

0.8986 HKD

2012 MAD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.9319. Conversely, the yearly low was recorded on July 24, dropping to 0.8543.

This high-to-low spread represents a total annual volatility of 0.0776 HKD. From a start-to-finish perspective, comparing the January average rate of 0.9013 to the December average rate of 0.9125, the exchange rate registered a net change of 1.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.9319 was down 8.27% compared to the 2011 peak of 1.0159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,660 HKD

2011 Average 4,812 HKD

Yearly Trough Low 4,272 HKD

Transaction Impact: A difference of 388.11 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.9248

0.8610

JanuMarcMayJulySeptNove

MAD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9055, compared to 0.8917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0138 points.

H1 Avg (Jan–Jun) 0.9055

H2 Avg (Jul–Dec) 0.8917

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0465 HKD (High: 0.9196 / Low: 0.8731). On the other end, October was the most stable month, with a tight range of 0.0125 HKD (High: 0.9121 / Low: 0.8996).

May Spread (Volatile) ±0.0465

October Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0196 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0196

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.9195) against the same month in 2011 (average: 0.9472), the exchange rate shifted by -0.0277 (-2.92%).

2012 Avg (February) 0.9195

2011 Avg (February) 0.9472

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9163	0.8883	0.9013
February	0.9319	0.9070	0.9195
March	0.9274	0.9092	0.9188
April	0.9261	0.9098	0.9164
May	0.9196	0.8731	0.8968
June	0.8911	0.8703	0.8804
July	0.8872	0.8543	0.8663
August	0.8840	0.8643	0.8724
September	0.9134	0.8815	0.8987
October	0.9121	0.8996	0.9046
November	0.9056	0.8884	0.8960
December	0.9206	0.9021	0.9125