2026 MAD to HKD Historical Review

YEARLY HIGH

0.8633 HKD

YEARLY LOW

0.8298 HKD

YEARLY AVERAGE

0.8455 HKD

2026 MAD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 0.8633. Conversely, the yearly low was recorded on March 13, dropping to 0.8298.

This high-to-low spread represents a total annual volatility of 0.0336 HKD. From a start-to-finish perspective, comparing the January average rate of 0.8507 to the December average rate of 0.8414, the exchange rate registered a net change of -1.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8633 was down 1.40% compared to the 2025 peak of 0.8756, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,317 HKD

2025 Average 4,177 HKD

Yearly Trough Low 4,149 HKD

Transaction Impact: A difference of 167.82 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8560

0.8369

JanuMarcMayJuly

MAD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8473, compared to 0.8399 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0074 points.

H1 Avg (Jan–Jun) 0.8473

H2 Avg (Jul–Dec) 0.8399

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0259 HKD (High: 0.8557 / Low: 0.8298). On the other end, August was the most stable month, with a tight range of 0.0012 HKD (High: 0.8420 / Low: 0.8409).

March Spread (Volatile) ±0.0259

August Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0159 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0159

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.8507) against the same month in 2025 (average: 0.7752), the exchange rate shifted by +0.0754 (+9.73%).

2026 Avg (January) 0.8507

2025 Avg (January) 0.7752

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8633	0.8435	0.8507
February	0.8579	0.8511	0.8544
March	0.8557	0.8298	0.8385
April	0.8497	0.8352	0.8436
May	0.8539	0.8469	0.8519
June	0.8529	0.8341	0.8447
July	0.8425	0.8350	0.8385
August	0.8420	0.8409	0.8414