2015 MAD to HKD Historical Review

YEARLY HIGH

0.8533 HKD

YEARLY LOW

0.7666 HKD

YEARLY AVERAGE

0.7955 HKD

2015 MAD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.8533. Conversely, the yearly low was recorded on March 15, dropping to 0.7666.

This high-to-low spread represents a total annual volatility of 0.0867 HKD. From a start-to-finish perspective, comparing the January average rate of 0.8281 to the December average rate of 0.7835, the exchange rate registered a net change of -5.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.8533 was down 11.21% compared to the 2014 peak of 0.9610, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,266 HKD

2014 Average 4,613 HKD

Yearly Trough Low 3,833 HKD

Transaction Impact: A difference of 433.52 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.8332

0.7716

JanuMarcMayJulySeptNove

MAD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8006, compared to 0.7904 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0101 points.

H1 Avg (Jan–Jun) 0.8006

H2 Avg (Jul–Dec) 0.7904

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0511 HKD (High: 0.8533 / Low: 0.8022). On the other end, September was the most stable month, with a tight range of 0.0105 HKD (High: 0.8056 / Low: 0.7951).

January Spread (Volatile) ±0.0511

September Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0288 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0288

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.8281) against the same month in 2014 (average: 0.9423), the exchange rate shifted by -0.1142 (-12.12%).

2015 Avg (January) 0.8281

2014 Avg (January) 0.9423

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8533	0.8022	0.8281
February	0.8186	0.8048	0.8128
March	0.8041	0.7666	0.7840
April	0.7972	0.7702	0.7816
May	0.8093	0.7861	0.7970
June	0.8056	0.7874	0.8001
July	0.7964	0.7826	0.7901
August	0.8134	0.7853	0.7954
September	0.8056	0.7951	0.7989
October	0.8083	0.7860	0.7980
November	0.7892	0.7700	0.7767
December	0.7879	0.7712	0.7835