2020 MAD to IDR Historical Review

YEARLY HIGH

1727.9898 IDR

YEARLY LOW

1370.6070 IDR

YEARLY AVERAGE

1532.3137 IDR

2020 MAD to IDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to IDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 1727.9898. Conversely, the yearly low was recorded on January 27, dropping to 1370.6070.

This high-to-low spread represents a total annual volatility of 357.3829 IDR. From a start-to-finish perspective, comparing the January average rate of 1428.0606 to the December average rate of 1571.5710, the exchange rate registered a net change of 10.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1727.9898 was up 14.29% compared to the 2019 peak of 1511.8715, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 8,639,949 IDR

2019 Average 7,350,573 IDR

Yearly Trough Low 6,853,035 IDR

Transaction Impact: A difference of 1,786,914.27 IDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1626.6029

1402.2960

JanuMarcMayJulySeptNove

MAD to IDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1490.7017, compared to 1573.9257 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 83.2241 points.

H1 Avg (Jan–Jun) 1490.7017

H2 Avg (Jul–Dec) 1573.9257

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 274.7763 IDR (High: 1727.9898 / Low: 1453.2136). On the other end, October was the most stable month, with a tight range of 25.5302 IDR (High: 1605.7805 / Low: 1580.2504).

March Spread (Volatile) ±274.7763

October Spread (Stable) ±25.5302

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 47.2607 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -47.2607

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1566.3208) against the same month in 2019 (average: 1479.1342), the exchange rate shifted by +87.1867 (+5.89%).

2020 Avg (March) 1566.3208

2019 Avg (March) 1479.1342

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1451.3464	1370.6070	1428.0606
February	1456.2642	1403.0744	1420.9882
March	1727.9898	1453.2136	1566.3208
April	1620.6719	1509.2562	1554.4788
May	1558.6416	1484.3460	1507.2182
June	1503.8618	1448.0610	1467.1433
July	1577.2586	1467.0625	1520.9790
August	1624.7640	1554.4463	1591.0108
September	1641.8162	1590.2361	1607.9107
October	1605.7805	1580.2504	1597.0121
November	1586.2089	1535.0997	1555.0708
December	1592.0686	1513.5071	1571.5710