2014 MAD to LRD Historical Review

YEARLY HIGH

11.1719 LRD

YEARLY LOW

9.8095 LRD

YEARLY AVERAGE

10.4909 LRD

2014 MAD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MAD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 11.1719. Conversely, the yearly low was recorded on March 20, dropping to 9.8095.

This high-to-low spread represents a total annual volatility of 1.3623 LRD. From a start-to-finish perspective, comparing the January average rate of 10.1705 to the December average rate of 10.2364, the exchange rate registered a net change of 0.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 11.1719 was up 12.64% compared to the 2013 peak of 9.9181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 55,859 LRD

2013 Average 45,617 LRD

Yearly Trough Low 49,048 LRD

Transaction Impact: A difference of 6,811.74 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

11.1655

10.0403

JanuMarcMayJulySeptNove

MAD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3717, compared to 10.6100 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2383 points.

H1 Avg (Jan–Jun) 10.3717

H2 Avg (Jul–Dec) 10.6100

Volatility Range Comparison

Volatility

The most volatile month in 2014 was June, with a trading range of 0.9101 LRD (High: 11.0234 / Low: 10.1133). On the other end, November was the most stable month, with a tight range of 0.1173 LRD (High: 10.3986 / Low: 10.2813).

June Spread (Volatile) ±0.9101

November Spread (Stable) ±0.1173

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3066 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 11.0717) against the same month in 2013 (average: 8.8288), the exchange rate shifted by +2.2429 (+25.40%).

2014 Avg (July) 11.0717

2013 Avg (July) 8.8288

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.4259	9.8179	10.1705
February	10.4901	10.3000	10.4080
March	10.5229	9.8095	10.1341
April	10.5881	10.4207	10.4886
May	10.5879	9.8773	10.3613
June	11.0234	10.1133	10.6677
July	11.1719	10.9618	11.0717
August	11.1053	10.7863	10.9259
September	10.7888	10.4493	10.6193
October	10.5479	10.3544	10.4660
November	10.3986	10.2813	10.3408
December	10.3677	10.1017	10.2364