2020 MAD to LRD Historical Review

YEARLY HIGH

21.8583 LRD

YEARLY LOW

17.0881 LRD

YEARLY AVERAGE

20.1847 LRD

2020 MAD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 1, valuing the pair at 21.8583. Conversely, the yearly low was recorded on November 19, dropping to 17.0881.

This high-to-low spread represents a total annual volatility of 4.7702 LRD. From a start-to-finish perspective, comparing the January average rate of 19.9274 to the December average rate of 17.9566, the exchange rate registered a net change of -9.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.8583 was down 0.75% compared to the 2019 peak of 22.0237, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 109,292 LRD

2019 Average 96,879 LRD

Yearly Trough Low 85,440 LRD

Transaction Impact: A difference of 23,851.20 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

21.9536

17.5932

JanuMarcMayJulySeptNove

MAD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.1559, compared to 20.2135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0576 points.

H1 Avg (Jan–Jun) 20.1559

H2 Avg (Jul–Dec) 20.2135

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 2.7454 LRD (High: 19.8335 / Low: 17.0881). On the other end, May was the most stable month, with a tight range of 0.2790 LRD (High: 20.3001 / Low: 20.0212).

November Spread (Volatile) ±2.7454

May Spread (Stable) ±0.2790

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.9163 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -2.9163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 21.5903) against the same month in 2019 (average: 21.5235), the exchange rate shifted by +0.0667 (+0.31%).

2020 Avg (September) 21.5903

2019 Avg (September) 21.5235

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.3204	19.5127	19.9274
February	20.5965	20.2012	20.3144
March	21.0094	19.5982	20.4303
April	20.0305	19.2217	19.5506
May	20.3001	20.0212	20.1468
June	20.6844	20.3143	20.5657
July	21.3814	20.4999	20.8699
August	21.7843	21.3077	21.5877
September	21.8583	21.4141	21.5903
October	21.5821	19.8202	21.0964
November	19.8335	17.0881	18.1801
December	18.4702	17.3556	17.9566