YEARLY HIGH
19.5233 LRD
YEARLY LOW
15.2266 LRD
YEARLY AVERAGE
18.5128 LRD

2021 MAD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 19.5233. Conversely, the yearly low was recorded on December 18, dropping to 15.2266.

This high-to-low spread represents a total annual volatility of 4.2967 LRD. From a start-to-finish perspective, comparing the January average rate of 18.8955 to the December average rate of 15.4057, the exchange rate registered a net change of -18.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 19.5233 was down 10.68% compared to the 2020 peak of 21.8583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 97,617 LRD
2020 Average 100,931 LRD
Yearly Trough Low 76,133 LRD
Transaction Impact: A difference of 21,483.66 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

19.8050
15.0058
JanuMarcMayJulySeptNove

MAD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.2467, compared to 17.7790 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4678 points.

H1 Avg (Jan–Jun) 19.2467
H2 Avg (Jul–Dec) 17.7790

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 2.2422 LRD (High: 18.9298 / Low: 16.6876). On the other end, July was the most stable month, with a tight range of 0.1292 LRD (High: 19.2520 / Low: 19.1229).

October Spread (Volatile) ±2.2422
July Spread (Stable) ±0.1292

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.1854 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -2.1854

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 19.4051) against the same month in 2020 (average: 20.1468), the exchange rate shifted by -0.7417 (-3.68%).

2021 Avg (May) 19.4051
2020 Avg (May) 20.1468

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 19.0897 18.3972 18.8955
February 19.5074 19.0211 19.2942
March 19.4618 19.0862 19.2732
April 19.4231 19.0960 19.2777
May 19.5233 19.1874 19.4051
June 19.4671 19.2191 19.3346
July 19.2520 19.1229 19.1907
August 19.2965 19.0532 19.1420
September 19.2660 18.8637 19.1244
October 18.9298 16.6876 17.9982
November 16.5374 15.3396 15.8128
December 15.6870 15.2266 15.4057