2012 MAD to MGA Historical Review

YEARLY HIGH

269.4805 MGA

YEARLY LOW

237.2640 MGA

YEARLY AVERAGE

253.6558 MGA

2012 MAD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 269.4805. Conversely, the yearly low was recorded on June 1, dropping to 237.2640.

This high-to-low spread represents a total annual volatility of 32.2165 MGA. From a start-to-finish perspective, comparing the January average rate of 257.8119 to the December average rate of 265.9422, the exchange rate registered a net change of 3.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 269.4805 was up 2.60% compared to the 2011 peak of 262.6514, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,347,402 MGA

2011 Average 1,248,500 MGA

Yearly Trough Low 1,186,320 MGA

Transaction Impact: A difference of 161,082.42 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

268.4454

238.4069

JanuMarcMayJulySeptNove

MAD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 250.1581, compared to 257.1534 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.9953 points.

H1 Avg (Jan–Jun) 250.1581

H2 Avg (Jul–Dec) 257.1534

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 11.7881 MGA (High: 249.0521 / Low: 237.2640). On the other end, October was the most stable month, with a tight range of 4.2444 MGA (High: 258.6732 / Low: 254.4288).

June Spread (Volatile) ±11.7881

October Spread (Stable) ±4.2444

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 7.3556 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -7.3556

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 265.9422) against the same month in 2011 (average: 252.8337), the exchange rate shifted by +13.1085 (+5.18%).

2012 Avg (December) 265.9422

2011 Avg (December) 252.8337

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	260.4515	255.1715	257.8119
February	262.2224	255.0462	257.4789
March	257.0709	250.4438	253.6339
April	251.7969	245.4791	248.2657
May	248.5865	237.9153	240.9101
June	249.0521	237.2640	242.8483
July	254.4120	247.9319	251.5608
August	255.8112	250.8944	253.0478
September	260.0473	254.7232	257.0316
October	258.6732	254.4288	256.3941
November	262.9291	255.6116	258.9439
December	269.4805	262.3912	265.9422